Am I eligible for interest free credit?

PayPal

PayPal Credit is only available to customers over 18 living in the United Kingdom (excluding Channel Islands and the Isle of Man). PayPal also have to assess a customer’s creditworthiness, so it is not appropriate for customers with a poor credit history.

Klarna

You need to be at least 18 years old and a UK resident to use Klarna’s credit products including Pay in 30 days and pay in 3. When you choose Klarna they will also check the information you provide and your financial situation.

You'll need to share your phone number, email address, current billing address and your credit or debit card details. If Klarna need to talk to you urgently they'll use the phone number you've shared. 

Swoon Editions Limited is authorised and regulated by the Financial Conduct Authority. Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status, UK residents only, Swoon Editions Limited acts as a broker and offers finance from a restricted range of finance providers, PayPal Credit is a trading name of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.

Representative 23.9% APR (variable). Purchase Interest Rate 23.9% p.a (variable). Assumed credit limit £1,200. 

Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply.