How does interest free credit work?
PayPal - 12 month interest free
Our 12 month financing offering is provided by PayPal. Simply add your designs to your basket and select Paypal Credit at the checkout. After filling out an application form, PayPal will run a credit check and if approved you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement. Then simply complete the transaction via paypal.
Klarna
Our other interest free credit option is provided by Klarna. Simply add your designs to your basket, select Klarna at the checkout and after filling out a few details you'll know if you're eligible.
Pay in 30 days is a credit product which lets you pay any time within 30 days of your purchase interest-free. You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna/com/uk. Klarna will send you a confirmation email once your order is confirmed with full details. You can see both past and future payments using the Klarna app.
Klarna’s Pay in 3 is a credit product that lets you spread the cost of your purchases over 3 equal interest-free payments. Klarna will take the payments from your debit or credit card directly so you don't have to worry about missing a payment. Klarna will take the first payment when you make the purchase, the second 30 days later and the final payment 60 days from your purchase date. You can see your past and future payments at any time using the Klarna app.
Please note, addresses cannot be changed after purchase as the address is part of the agreement formed between yourself and Klarna.
Swoon Editions Limited is authorised and regulated by the Financial Conduct Authority. Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status, UK residents only, Swoon Editions Limited acts as a broker and offers finance from a restricted range of finance providers, PayPal Credit is a trading name of PayPal UK Ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.
Representative 23.9% APR (variable). Purchase Interest Rate 23.9% p.a (variable). Assumed credit limit £1,200.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply.