What happens if I am unable to make payments?
If you have any concerns over not being able to meet your payment deadline we recommend you contact the merchant directly to discuss your options:
https://www.paypal.com/uk/smarthelp/contact-us
www.klarna.com/uk/customer-service
Paypal Credit: During the instalment offer period, you must make your monthly instalment repayment amounts or your offer may be removed. Any remaining balance due after the offer period will be charged interest at your standard variable rate.
Representative 23.9% APR (variable). Purchase Interest Rate 23.9% p.a (variable). Assumed credit limit £1,200.
Pay in 30 days: Pay in 30 days is a credit product, if you don't pay for your order Klarna may use a debt collection agency. Klarna may also report the missed payment to credit reference agencies. This means you may find it more expensive or difficult to get credit in the future
Pay in 3: Pay in 3 is a credit product and you are required to make your scheduled payments to Klarna. Your payments are automatically withdrawn from your connected card or bank account according to the agreed payment schedule. Klarna will send you multiple friendly reminders before payment is due so you can make sure you’ve got enough money to pay. If payment fails, you may be charged a late fee, subject to our T&Cs.
Swoon Editions Limited is authorised and regulated by the Financial Conduct Authority Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status, UK residents only, Swoon Editions Limited acts as a broker and offers finance from a restricted range of finance providers, PayPal Credit is a trading name of PayPal UK Ltd, 5 Fleet Place, London, United Kingdom EC4M 7RD.
Representative 23.9% APR (variable). Purchase Interest Rate 23.9% p.a (variable). Assumed credit limit £1,200.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply.